Perago offers highly specialised software products that cover not only the RTGS requirements but also clearing, securities and risk management systems and tools. 

World’s leading RTGS solution, in terms of functionality, modularity and sophistication. Read more >

A Central Securities Depository (CSD) system is a key component of a modern financial infrastructure. Applied to government securities, such a book-entry system becomes an important tool in the hands of the central bank to administer the issuing of government securities and central bank instruments and to support credit extension in the RTGS against eligible collateral. Read more >

Central banks play multiple roles in the national payment system including settlement services provider, overseer, settlement bank, banker of Government and participant. It is in its role as banker of Government that Perago:pay aims to support the central bank.  Read more >

Two of the main problems in the retail payments domain worldwide are the reliance on cash and cheques to make retail payments. Changing customer demands for electronic payment alternatives and the efficiencies of “straight through processing” have spearheaded the gradual worldwide move, also in emerging markets, from cash and cheques to electronic payments such as credit transfers and direct debits. Read more >